CAT Protection

Immediate Emergency Capital During Catastrophic Weather

Following natural catastrophes, immediate relief and recovery is vital for the survival and future economic prosperity of communities in the affected areas.

CAT Protection provides the needed certainty that emergency funding will be distributed within days based on modeled wind speed (and precipitation) for severe storms or on peak spectral acceleration (PSA) and peak ground acceleration (PGA) of an earthquake at the protected location. The time required to prepare a claim and the months of lag time as a result of the claim filing process does not exist with CAT Protection because the determining factor of a payout is based on the presence and intensity of the catastrophe; not loss of life or property. This makes this solution a more immediate and a less complex source of funding than traditional insurance.

Also due to the fact that CAT Protection is not indemnity-based, payouts can be used for any and all purposes. NGOs, charities, foundations, and governments can adjust where to allocate the immediate funding based on their most pressing needs during a time of chaos.

Catastrophic Protection is a solution that allows the client to focus its efforts on generating revenues for protection while resting assured that their capital reserves will never be depleted.

Without CAT Protection
With CAT Protection

Without CAT Protection the client’s capital reserves are completely exposed to the risk of being depleted due to a catastrophic weather event.

Limited to only its initial capital when the catastrophic event happens, the client then has to decide to either reserve a portion of its capital for the next imminent event to occur, or to deplete all of its funds during the one event with the understanding that they would not be able to help if a second event happens in the near future. Both decisions hinder the effectiveness of the client’s relief/recovery efforts.

With protection, while the client must devote a small portion of its initial capital to pay for CAT Protection, additional immediate funds would be available via the protection payout in the event of a catastrophic weather event. The client then has the option of utilizing the newly acquired funds to replenish capital reserves for future catastrophic events or to exponentially its relief/recovery efforts.

In either case, CAT Protection is a solution that allows the client to focus its efforts on generating revenues for protection while resting assured that their capital reserves will never be depleted.

Without CAT Protection: Without CAT Protection the client’s capital reserves are completely exposed to the risk of being depleted due to a catastrophic weather event.

Limited to only its initial capital when the catastrophic event happens, the client then has to decide to either reserve a portion of its capital for the next imminent event to occur, or to deplete all of its funds during the one event with the understanding that they would not be able to help if a second event happens in the near future. Both decisions hinder the effectiveness of the client’s relief/recovery efforts.
With CAT Protection: With protection, while the client must devote a small portion of its initial capital to pay for CAT Protection, additional immediate funds would be available via the protection payout in the event of a catastrophic weather event. The client then has the option of utilizing the newly acquired funds to replenish capital reserves for future catastrophic events or to exponentially its relief/recovery efforts.

In either case, CAT Protection is a solution that allows the client to focus its efforts on generating revenues for protection while resting assured that their capital reserves will never be depleted.

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Solution Brochures

Immediate Emergency Capital During Catastrophic Weather

Following natural catastrophes, immediate relief and recovery is vital for the survival and future economic prosperity of communities in the affected areas.

Catastrophic Protection is a solution that allows the client to focus its efforts on generating revenues for protection while resting assured that their capital reserves will never be depleted.